Underlying security is held as collateral at an independent brokerage or bank in a Custodial Account. No other requirements, corporate or personal guarantees are necessary.

Annual interest rates of 5.99 % payable quarterly. Loan to Value (LTV) up to 50 - 60% of stock value.

Shares must be unrestricted and in electronic status. Paper stock will not be accepted.

Market cap and liquidity are key factors to determine eligibility

Shareholder’s shares are never transferred, short-traded, hypothecated or pledged. Loan minimum of $1 million USD with maximum to $700 million USD or more.

Minimum 12-month loan term up to a maximum of 5 years, with rolls and extension. The lock in period is from 1 – 2 years depending upon stock status.

Dividends and securities appreciation are credited to the Shareholder since ownership of the underlying stock is retained by the original owner

Transaction timing ranges from 14-21 days to completion.

There is a 5% one-time closing fee and a 1⁄2% annual fee for custodial and other services.