A stock loan is a type of loan where your stock holdings are used as collateral to secure the loan. This allows you to access cash without having to sell your stocks.

To get a stock loan, you first apply through our website. We assess the value of your stocks, determine the loan amount, and outline the terms. Once approved, you receive the loan funds within 14 to 21 days,

We accept a wide range of publicly traded stocks. For specific information about the stocks we can use as collateral, please contact our team or refer to our detailed guidelines on eligible securities.

A stock loan allows you to access cash quickly without selling your investments and this cash can be used for any purpose. The borrower reaps any stock appreciation and dividends of their underlying security during the loan as they remain the owner of their asset. There may also be tax advantages for taking out a stock loan over selling the stock outright. Please seek a tax professional for advice on this potential benefit.

Interest rates for stock loans are as low as 5.99% simple interest and is paid quarterly. Loan terms usually range from 3 years to 10 years. There is a one-time closing fee of 5%.

You can apply for a stock loan by filling out our online application form. Once submitted, our team will review your application, assess your collateral, and contact you with further details on the loan offer and next steps.